"I love you when you bow in your mosque, kneel in your temple, pray in your church. For you and I are sons of one religion, and it is the spirit."Kahlil Gibran
|
| |
Health Insurance - What It Is, And Why You Need It - Part 1
The purpose of health insurance is to help you plan for unexpected, costly emergencies. Compare prices from leading insurance companies and choose the affordable health insurance plan that's best for you. In other words, once you've taken price into ...
Insurance, Fuel And Personal Finance In The UK Following Recent World Catastrophes
Following the increase in UK terrorist activities and the catastrophe that has hit New Orleans, it seems we are all going to have to foot the bill. The total cost of the catastrophe is currently predicted to top $25 billion (£13.6bn), however many ...
Understanding Health Insurance HMOs And PPOs
Health insurance is offered in various forms today. Traditionally, health insurance plans were indemnity plans; the insured paid a premium, the physician provided health care services, the health insurance plan was billed, and the health insurance plan ...
|
|
|
| |
Buying auto insurance is an important part of your overall financial planning. The auto insurance premium rate varies depending on the company and the type of policy coverage you choose to have. Here are some guidelines to lower the cost.
Shop Around- Compare the costs by shopping around at least four to five insurance companies and comparing the quotes. Take the help of your friends, relatives and yellow pages. Your insurance company should offer fair price and posses excellent service records. Check the financial ratings of the company as it indicates the strength and stability of the company.
Ask for higher deductibles- Deductible is the amount of money that you pay before making any claim for an accident. The collision and comprehensive coverage are sold with the deductibles. Higher the deductibles lower will be the premium rate. Increasing the deductible from $200 to $500 may reduce the cost by 15 to 30 percent.
Drop collision and comprehensive Coverage on older cars- If your car is worth less than 10 times your premium inthe current market, consider dropping the collision and comprehensive coverage.
Buy auto coverage from your existing insurer- Buy insurance coverage from your existing carrier. This may help you to reduce the cost. Sometimes low rates are available for the longtime customers.
Avoid double health coverage- If you think that you have enough health insurance, and then avoid health coverage with your auto policy. This will help you to reduce the cost.
Maintain a good credit record- Insurers are using the credit history while determining the price of insurance. Statistically, the lower your credit score, the more you are likely to file claims. A person with a good credit score is more likely to settle the accident without the support of the company. Try to maintain a good credit record.
Discounts with low profile car- Cars that are expensive to repair or attractive to thieves will have a higher rate. Consider buying a low profile or average car as it your insurer might come up with discounts for such a car.
Take advantage of the low mileage discount: Obtain some discount on premiums by driving less than the national average mileage recorded per year.
Consult about group discount- Sometimes you can get some discounts on group plans provided by your employer, or a business groups, or other associations. Find out whether such a plan is available.
Seek Car Safety discount- Some insurers offer discount if you keep your car equipped with air bag, anti-lock brakes, anti-theft devices, automatic seat belts. Take advantage of this.
|
|
|
|
|
|
 California reaches settlement with Blue Shield - Boston Globe
SACRAMENTO— California insurance regulators reached an agreement with Blue Shield to provide new health coverage to nearly 700 consumers whose policies were canceled. Tuesday's settlement resolves a 2007 lawsuit filed by the state insurance ...
Free beer samples at Anheuser-Busch theme parks run dry: Brewer to ... - Chicago Tribune
ORLANDO, Fla. (AP) — There are no free lunches in life, but one could always count on free beer at Anheuser-Busch theme parks. Until now. The brewer has stopped giving free samples in hospitality centers at its SeaWorld theme parks in Orlando, San ...
Cigna to cut about 1,100 jobs, 4 pct of work force - WTOP Radio
PHILADELPHIA (AP) - Managed care provider Cigna says it will cut about 4 percent of its work force, or roughly 1,100 jobs, because of the slumping economy. The Philadelphia -based insurer says the cuts should be complete by the middle of the year ...
Lunceford charged in Gulf Shores restaurant fire - Birmingham News
MOBILE, Ala. (AP) — Federal agents have arrested and charged former Auburn University punter Tommy Lunceford Jr. with arson, obstruction of justice and intimidating law enforcement officers in a fire that destroyed his restaurant building in Gulf ...
NYSE to delist some of Tribune's public debt - Forbes
The New York Stock Exchange notified the Securities and Exchange Commission that it will delist some of Tribune Co.'s publicly traded debt following the newspaper publisher's Chapter 11 bankruptcy filing, according to an SEC document released Tuesday ...
|
