"The deliberate and deadly attacks which were carried out yesterday against our country were more than acts of terror. They were acts of war."George W. Bush
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Connecticut Cracks Down on Illegal Health Insurance Plans The state of Connecticut cracked down on a number of unlicensed health insurance plans and agents this month. The Insurance Department issued warnings to consumers to check the licensing of any firm before doing business. The targeted illegal heath plans ...
Individual Health Insurance Quotes Online This article provides useful, detailed information about Individual Health Insurance Quotes Online. Taking care of health is not just about curing various diseases, or even merely preventing various viruses that might have an adverse effect on ...
What is Pet Insurance? Pet insurance can give you the piece of mind that you are covered against unexpected bills. Having a pet can be a costly affair when you consider such expenses as food, vaccinations and checkups. But did you know that the cost of surgery can run into ...
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Because of the many problems that can occur when you hire a moving company to transport your goods, the moving companies are required some basic insurance of your goods. Even with this basic insurance, purchasing additional coverage might be needed.There are two common forms of additional insurance: replace value coverage and basic liability which means the actual cash value or the declared value protection.
First Tip : As a percent, the chance to fill a claim after a move is one in three, keep that in mind even if it's for small amounts. The standard for basic liability insurance is about $.30 to $.60 per pound per item so if an item weights 50 pounds the mover's liability is $30 on that item.If you choose declared value protection you can decide your items value and the mover is liable for that value. In the case your items are stolen, you and the moving company will rely on the sum value that you stated in the moving agreement. If you choose replacement value coverage the mover is liable if your item is stolen or it breaks, and that's that. As an example, if your item is stolen, with replacement value coverage you receive a brand new one, with actual cash value coverage you get the cash value of your 5 year old item.
Second Tip : Checking the accuracy of the inventory on the moving company sheet should be done, once before the move and again when the transport has reached the final destination. You should look at the number and condition mentioned there. On the day of delivery, in case you find broken items or find that items are missing you should leave all the broken items in their packaging and while the movers crew is still there, create a list of all the damages and lost items with the in charge person from the moving company, the list should be file with your signature and the signature of the person in charge. Call the next day to be sure the claim has been reported. If damages are found the next day, they should be reported ASAP.
Third Tip : All the move related paperwork should be kept in a safe place until claims have been resolved, if you unfortunately have any. Make sure you carefully red all paperwork, bill of ladding and the property sheet, before you put your signature on them.
Knowing this three moving tips you will sure have a easy move.
About the Author http://www.quotesathome.com is committed to bringing you the resources and services you need to successfully manage the relocation process without ever leaving the comfort of your own home.We have compiled the most extensive network of moving companies, lenders, and real estate professionals to provide you with a one-stop shop to manage your relocation.
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Customers recoup $17.4 million in insurance complaints (Detroit Free Press) Michigan recovered a record $17.4 million in claims for consumers who filed insurance, securities and mortgage complaints, Insurance Commissioner Ken Ross announced today.
Donelon: 7 percent hike appropriate for Citizens Insurance (WWL-TV, Channel 4 New Orleans) BATON ROUGE, La. -- Insurance Commissioner Jim Donelon says plans by the state's so-called "property insurer of last resort" to raise rates by an average of 7 percent in April are appropriate.
R. Muller, insurance agent (The Philadelphia Inquirer) As Robert Muller wound down his days as an insurance agent, he found his voice."He enjoyed singing his whole life," Phillip Muller said yesterday of his father, who died Dec. 30 at 76 of congestive heart failure at home in Jamison, Bucks County. But in the late 1990s Mr. Muller went public by joining the Copper Penny Players in Sergeantsville, N.J.
House Dems to take up Obama-favored legislation to expand children's health insurance coverage (Minneapolis-St. Paul Star Tribune) WASHINGTON - House Democrats plan to give President-elect Barack Obama an early victory on health care with a vote next week on legislation to expand a children's health insurance program.
Insurance company could cut Triad jobs (News 14 Carolina) Philadelphia-based insurance company Cigna Corp. is planning to cut about 1,100 jobs as people reduce coverage plans and companies insure fewer workers.
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